When a builder builds a home, there is almost always leftover everything. Shingles, ceramic tile, siding, brick, etc. are in abundance. But rarely is it left behind. Often it is easy to store and can come in very handy.
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Fires, tornadoes, rainstorms, floods, etc. can wipe out your home and cause enormous devastation. If this happens to you, you are in a state of shock. I know because I have been around homeowners who have had this kind of misfortune. You need to know what kind of insurance you have before a disaster strikes.
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